• Health Exchange Coverage

Maquoketa Valley provides licensed employees with the Wellmark Blue Cross-Blue Shield Classic 500 health insurance coverage at a cost of $1,725.24 per month with employees contributing $200 per month towards this cost. Classic 500 single coverage is provided at a cost of $672.50 with employees contributing $100 per month towards this cost. Licensed employees who elect single coverage receive an additional $335.00 per month in the form of cash less all appropriate withholdings.  Administrators receive the Classic 500 coverage.  Administrators who elect single coverage receive the difference between the single and family premium in the form of cash less all appropriate withholdings.

Employees are given the option to purchase the Wellmark Blue Cross-Blue Shield Classic 100. Employees are responsible for paying the difference in premiums between the Classic 100 and the Classic 500 Plans.

Employees are also given the option of choosing the Wellmark Blue Cross-Blue Shield Blue Access 2000 and HDHP 2500 NE Health Insurance Plan. Employees are reimbursed by the District the difference in premium costs between the Classic 500 and the Blue Access 2000/HDHP 2500 NE Health Insurance Plan in the form of cash less all appropriate withholdings.

Licensed employees employed on an FTE (Full-Time Equivalency) basis from 0.1 through 0.49 receive no insurance benefits. Licensed employees employed on an FTE basis from 0.50 through 0.874 receive single health insurance plus a pro-rata portion of all other insurance benefits. Licensed employees employed on a FTE basis from 0.875 and above shall receive full insurance benefits.

Maquoketa Valley provides licensed employees with group life insurance coverage in the amount of Thirty Thousand Dollars ($30,000.00) which shall include double indemnity, accidental death and dismemberment.

Employees are required to participate in a long-term disability insurance program that provides income protection at sixty-six and two-thirds percent (66 2/3%) of the employee’s covered monthly compensation. The employee pays 100% of the premium. There is a waiver of premium clause for those on disability.

Employees have the option to purchase dental and vision insurance.

Plan Booklets:

• Classic 100
• Classic 500
• Blue Access 2000
• HDHP 2500
• Wellmark Blue Cross and Blue Shield of Iowa Group Insurance Policy
• Wellmark Health Plan of Iowa Group Insurance Policy

Summary of Benefits:

• Classic 100
• Classic 500
• Blue Access 2000
• HDHP 2500

• 2022-23 Master Contract